Many people wonder who will pay for car repairs after a car accident with another driver in New York. Under New York no-fault insurance, both drivers are expected to be compensated by their auto insurance companies. Multiple factors play into how this works and how car repairs are paid after an accident. Feel free to talk to a New York City automobile accident lawyer to find out.
Who Pays for Car Repairs?
Under no-fault insurance in New York, both drivers in a car accident are eligible for compensation regardless of who was at fault for the accident. This compensation is meant to cover basic car accident damages like medical bills for injuries and lost
wages from missed work. No-fault insurance in New York does not tend to cover car repair costs.
This leaves many drivers wondering how they are going to pay for the vehicle damages caused by the accident. Other auto insurance policies designed to cover vehicle damages might be needed to cover these expenses. However, in some cases, auto insurance coverage is not enough to pay for all the car accident expenses.
In cases like these, drivers have the option to file a lawsuit against the other driver to collect additional compensation. Under no-fault insurance laws, this usually only works if the costs of the car accident far exceed the coverage offered by insurance. The costs may exceed in terms of medical expenses, car repairs, and other financial losses from the accident.
Try contacting a New York City car accident lawyer if you have any questions about how this process works. An experienced lawyer can work with you to find the best legal options for having your car damages paid for. Taking this step is vital if you find yourself struggling to pay for the costs of the accident.
Steps for Handling Repairs After a Car Accident
The steps for handling car accident repairs start with filing a car accident claim with the insurance company. Include details and evidence pertaining to the car accident. For car repairs, start with having your damaged vehicle thoroughly inspected. Take pictures of the damage yourself first.
Request a vehicle repair cost estimate from the repair shop. Obtain a written copy of this cost estimate and be prepared to work with your auto insurance agent on this. Sometimes insurance agents will negotiate a new cost estimate. The final step is to confirm that the insurance company will cover these costs.
When the insurance company refuses to cover the repair costs or does not offer enough coverage, you have options. Mediation, arbitration, and small claims courts can handle these disputes.
New York City Automobile Accident Attorney
You may not have to pay for damages to your vehicle if another driver was involved. Call the Sullivan and Brill Law Firm today at (212) 566-1000 to speak with a Westchester car accident lawyer for a consultation about the accident. Our legal team might be able to increase your compensation for medical bills, pain and suffering, and lost wages. We can be found in New York City, Long Island, Kings, Bronx, Queens, Richmond, Nassau, Suffolk, Westchester, and Rockland Counties, and San Juan, Puerto Rico.